Fed rate, mortgage loan application
Digest more
Donald Trump, Federal Reserve and interest rates
Digest more
The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, down just barely from 6.75% last week.
Mortgage rates have stayed remarkably consistent for much of 2025 and there’s little to suggest that trend will change anytime soon.
1d
CNET on MSNHow the Federal Reserve Actually Affects Mortgage Rates
Experts predict the Fed won't start cutting rates until the fall at the earliest. That means we're not likely to see mortgage rates drop below 6.5% for a while.
9hon MSN
While the Fed kept its benchmark unchanged, here's what happened to consumer borrowing rates
Even while the Fed left its benchmark rate unchanged, many consumer rates have fluctuated over the first half of the year.
Explore more
Analysts believe a modest drop in mortgage rates could prove to be a "magic bullet" for the U.S. housing market.
While today's rates aren't as high as the 8% mortgage rates that we saw in late 2023, the average rate is currently 6.57% for 30-year mortgage loans and 5.95% for 15-year mortgage loans — so it ...
UWM Holdings Corporation is a top mortgage lender with a 9%+ dividend yield, undervalued stock, and potential upside from future rate cuts. Learn more on UWMC stock here.