Two of the more exciting fintech companies today are SoFi Technologies ( SOFI -4.01%) and Nu Holdings ( NU -1.49%). Both are profitable and growing quickly with bright futures ahead. But from an investment standpoint, which one is the better pick?

SoFi Technologies pointed to "macro assumptions" in giving weaker-than-expected quarterly and full-year guidance.

SoFi Technologies reported quarterly earnings and revenue above analysts’ estimates, and CEO Anthony Noto described 2024 as the fintech’s “best year ever.” For its first quarter, SoFi forecast adjusted net revenue between $725 million and $745 million and earnings of 3 cents per share,

At this time, I would like to welcome everyone to the SoFi Technologies Q4 and full year 2024 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks,

SoFi Technologies reported strong Q4 metrics, beating guidance. Despite premium valuation, read why investors should consider adding SOFI stock at current levels.