Sometimes people hold on to permanent life insurance after their financial needs have changed. Advisors can help them assess ...

Life insurance can seem like a good idea, but do you really need it? The answer to that is complicated and depends on your personal circumstances. This guide will help you determine whether life ...

While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue ...

What is your advice on having life insurance, and what kind is best? Thank you, and keep on being cheap! -- Jim Dear Jim: Here is my do-I-need-life-insurance test question: Who depends on your ...

Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher ...

The lesson: If you need life insurance, get term insurance. If you want to invest for retirement, invest in IRAs, 401(k)s or similar retirement plans.

Commissions do not affect our editors' opinions or ... experiencing its lowest market share since 2024. Sales of pre-need life insurance increased 8% in 2023 from the prior year, according to ...

Most insurers offer a variety of riders — policy add-ons that can personalize your life insurance policy. Many, or all, of the products featured on this page are from our advertising partners ...

As you settle into your career and grow your family, you may wonder whether you need life insurance. After all, life is unpredictable. Making things easier for your spouse and family if the ...

However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. You need life insurance if you have dependents or people who’ll inherit your debts.

and half of those that do don't have enough. Online life insurance calculators can help calculate how much life insurance you need. For comprehensive coverage, speak with a financial advisor ...