While most people use credit card reward points for shopping rewards, travel benefits, or cashback, they can also be used as ...

Commissions do not affect our editors' opinions or evaluations. Earning American Express Membership Rewards® is easy, but knowing how to use your points in an effective way can be hard.

Caroline LupiniManaging Editor, Credit Cards & Travel Rewards Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and ...