Indexes nevertheless did keep swinging between losses and gains Monday after Trump’s latest tariff threat, in part because hope still remains in markets that negotiations may still come.

But many residents have been left to fight for coverage anyway. Janet Ruiz, spokesperson for the Insurance Information Institute that represents many major insurance companies, said it’s hard to ...

Many insurers deny claims, citing insufficient damage, leaving homeowners to crowdsource data and fight for remediation. The situation highlights gaps in coverage and the need for standardized ...