Sometimes people hold on to permanent life insurance after their financial needs have changed. Advisors can help them assess ...

I am 63 years old and plan on retiring at 65. My annual income will be roughly $130,000 and my home is paid for. My 401(k) at ...

Elite Term: Level premiums for 10, 20, or 30 years, with the ability to convert to a cash value life insurance plan up to 10 ...

What is life insurance at the very core of it all ... figure out what dollar amount do I need to replace so that those financial commitments can still be fulfilled. So maybe I need to first ...

Answer: The short answer is that you should take out enough cover to ensure that your family remains on the same financial trajectory they are currently on even if they will no longer be receiving ...

Commissions do not affect our editors' opinions or evaluations. Life insurance is a legal contract. The policyholder controls the policy and the beneficiaries receive the death benefit.

That it's way too complex to navigate on their own, and they're not getting the help they need.” Those life insurance-needy prospects who do meet with an advisor end up buying in high numbers.

You can also leave your home, assuming it’s in your name only, to your second wife as a life estate, meaning she will get to ...

It is time for spring cleaning, but you may want to do more than mop the floors, tidy the closets, and cart old clothes to Goodwill. If you have an unneeded permanent life insurance policy ...

Unless you have a plan in place, guess who might be making all the decisions about your prized possessions, or even your ...

Note that life insurance companies do not actually invest your cash value ... To head that off you may need to provide an infusion of premium to keep it in force. If the policy is in force when ...