1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the easiest to remember. But its useful bonus categories ...

Look up this week for February’s full snow moon and to catch the last glimpse of a visible parade of planets in the night sky ...

You get bonus rewards of 3% cash back at U.S. supermarkets ... parts of your budget and you refuse to pay an annual fee, this card is a fine choice.