Microsoft Excel offers various personal budget templates to help you create monthly, annual, and event/item budgets.

it's very simple. Check out the template below to get you started on your personal finance budget. A 2018 NFCC study found that only two in five adults in the US have and use a personal budget.

Budgeting can often feel intimidating, so Bobbi Rebell, certified financial planner and founder and CEO of Financial Wellness Strategies, suggests starting simple. "Look at your available income ...

Variable Expenses: Groceries, dining out, entertainment, personal shopping. Use a budgeting app or a simple spreadsheet to track these expenses. Identifying spending patterns will help you ...

The mobile app Mint was a favorite free budgeting ... new app from the personal finance company Achieve that, unlike many free apps, is ad-free. “MoLO provides a simple method for users to ...

A budget planner is a tool, such as a worksheet or template, that you can use to ... resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.