Sometimes people hold on to permanent life insurance after their financial needs have changed. Advisors can help them assess ...

Travel is riskier than it’s been in a while. But do you need travel protection for your next trip? Or will the coverage on ...

Elite Term: Level premiums for 10, 20, or 30 years, with the ability to convert to a cash value life insurance plan up to 10 ...

You may have to get a medical exam before you can buy life insurance. This guide will help you understand what a medical exam ...

Retirees are often advised to have one to two years' worth of cash in case there's a prolonged market slump. I plan to keep ...

I am 63 years old and plan on retiring at 65. My annual income will be roughly $130,000 and my home is paid for. My 401(k) at ...

What is life insurance at the very core of it all ... figure out what dollar amount do I need to replace so that those financial commitments can still be fulfilled. So maybe I need to first ...

Answer: The short answer is that you should take out enough cover to ensure that your family remains on the same financial trajectory they are currently on even if they will no longer be receiving ...

Commissions do not affect our editors' opinions or evaluations. Life insurance is a legal contract. The policyholder controls the policy and the beneficiaries receive the death benefit.

That it's way too complex to navigate on their own, and they're not getting the help they need.” Those life insurance-needy prospects who do meet with an advisor end up buying in high numbers.

It is time for spring cleaning, but you may want to do more than mop the floors, tidy the closets, and cart old clothes to Goodwill. If you have an unneeded permanent life insurance policy ...