The 50/30/20 rule is a popular budgeting technique. Use this calculator to figure out how to spend your money.

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

A free budget worksheet can help you categorize your monthly expenses and track your spending. This individual's essential expenses are right on target, 50%, but their spending on nonessentials is ...