Year to date (YTD) refers to the period beginning on the first day of the current calendar or fiscal year and extending up to the current date.

Financial modeling involves creating a spreadsheet of a company's costs and income to use in calculating the impact of a future event or decision.

12 Ways to Live More Sustainably Every day we make choices in our lives that affect the environment, the climate and other species. From what we eat to how many children we decide to have, there’s a ...