However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. On the surface, using a credit card is easy; you just swipe, tap, or insert to pay. It's ...

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.

But there's a rewards cap and an annual fee — and it's not the easiest card to manage. Many or all of the products on this page are from partners who compensate us when you click to or take an ...