After what quickly became a heated discussion, the agent advised me that canceling the policy would end any chance of a ...

Prior to using the cash value to pay the premium, request an in-force illustration ... Permanent policies build cash value over time. If you decide to cancel whole life insurance or another ...

A new study offers clarity on one of the most common questions asked of financial professionals: Is term or permanent life ...

3. Comprehensive policy options Top insurers today offer a variety of policy types - term insurance, whole life, and hybrid plans - customised to suit diverse needs, including those of younger ...

Term life insurance policies usually include a conversion option that allows you to switch to a permanent policy such as whole life. Conversion typically has a time window, such as within the ...

All traditional insurance policies - like a money-back plan, endowment plan or whole life insurance policy - are eligible for a loan. However, you need to check with the lender to get more clarity.

IUL can be confusing to clients. Here are five ways to demystify it, educate clients and position yourself as a trusted advisor.

Soon thereafter, I learned that my grandmother had been paying monthly premiums on a $10,000 life-insurance policy since 1986. Quentin Fottrell is MarketWatch's Managing Editor-Advice Columns ...

There are two main types of life insurance: term and whole. Term policies are in effect for a fixed period of, say, 20 or 30 years. The latter stay in effect for a policyholder’s life.

The ability to search for policy types and providers online means you have choices when it comes to finding the best whole life insurance. How do you sort through the web to find the best option ...

If the term life insurance isn't covering you adequately, you may want to consider a whole life policy, often referred to as permanent life insurance. You'll have to jump through more hoops to ...