The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

The partnership between Klarna and Google inaugurates a new era of digital payments in the United States. From June 2025 ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Pay Later might feel painless at first, but the bills can pile up. Consumer Investigator Rachel DePompa reveals the hidden ...

As a scaled and programmatic issuer, Affirm has issued “24 asset-backed securitizations totaling $12.25 billion with ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Many consumers – especially gen Z and millennials – use buy-now-pay-later (BNPL) to split or defer payments. The types of purchases made with BNPL can range from groceries and takeaway deliveries to ...